Privacy
View WEBSITE PRIVACY STATEMENT
View BANKERS CORPORATE PRIVACY
STATEMENT
Your privacy and security are extremely important. We take our
obligation to keep your information secure and confidential very
seriously. That's why we maintain the following standards to help
protect information that personally identifies you.
Website Security
For your protection, any and all on-line data must pass through our
secure server. The security protocol that is utilized is called
Secure Socket Layer (SSL). SSL protects all data transmissions
between your PC and our secure server. SSL utilizes authentication
and encryption technology developed by RSA Data Security, Inc. This
method of cryptography means that your personal information cannot
readily be deciphered by unauthorized individuals. Our secure
server uses encryption verified by Verisign, Inc., a leading
provider of secure online certificates.
Personal Information
Visitors to this site are not required to register or provide any
personal information to browse the site. Of course, visitors who
request contact from an agent or e-mail us a question must provide
their contact information (name, street address, city, state, zip
code, phone number,
e-mail address). Other information may also be needed to process an
inquiry (such as date of birth, policy number or the last four
digits of your social security number). We will store information
so that we can personalize your visits, administer business, and
notify you of products and services that may be of interest to
you.
Sharing
Bankers Life and Casualty Company works closely with certain third
parties who perform services on our behalf, including but not
limited to managing information and providing customer service.
Such third parties have access to your personal information only to
the extent necessary to perform their functions, and may not use or
disclose it for any other purpose. Unless you instruct us not to
share your personal information, or your state law does not allow
us to share your information without your authorization, we may
share your personal information with affiliate companies so they
can inform you about the products which you have indicated an
interest.
Cookies
Most web sites use "cookies" and so do we. A cookie is a bit of
information that is stored on a visitor's hard drive that helps us
learn how large groups of people use the site, and helps us collect
information to track usage patterns, assess web content and
structure, and tailor the site to your interests and preferences.
We collect this information on an aggregate basis. No individual
information is associated with it, unless you provide it to us
through transactions such as requesting contact by an agent. Our
goals are to better understand your interests, make our site more
useful to you, and understand the most effective forms of
advertising.
The terms of the above privacy statement are effective 6/17/04. If
we revise the terms we will post them here, along with a revision
date.
Bankers Corporate Privacy Statement
Customer privacy is important to Bankers Life and Casualty and our
affiliated companies. Our customers have chosen to do business with
us; and we recognize our obligation to keep the information we
learn about them secure and confidential. The following is an
outline of the principles of our commitment:
We intend to collect only nonpublic personal information needed to
deliver superior products and services. This includes information
we need to evaluate applications, administer accounts, service
claims, and notify customers of products or services that we
believe would be of interest to them.
We will require that only those employees with appropriate
authority have access to this data. They will use and disclose this
information for business purposes only.
We will not share personally identifiable medical information about
our customers with affiliated or non-affiliated companies, unless
the information is needed to underwrite or administer a customer
policy, claim or account.
Whenever we employ non-affiliated companies or individuals to
perform functions for us, we will give them access only to the
customer information needed to perform those functions and will not
allow them to use it for any other purpose. We will require these
non-affiliated companies to abide by our privacy standards and
retain the data only long enough to perform the stated service
except as required by law.
We may provide nonpublic personal customer information to
non-affiliated companies that offer, on our behalf, products or
services that may benefit our customers. If we do so, however, we
will not:
- Release a customer's non-encrypted account number
- Release the information for an unspecified use
- Share a customer's information if we have been asked not to do
so
We will maintain the same privacy standards for current and former
customers; and we will fully comply with all federal and state law
and regulatory requirements that protect consumer privacy.
We will publish and update our privacy standards on our Web
sites.
